Conversely, a CD is a financial product offered by credit unions and banks which provides a guaranteed rate of return over a fixed period, ranging from a few months to several years. While annuities and CDs are both safe options for investors seeking a low-risk investment, they differ in terms of fees, returns, and flexibility.
CDs also usually have higher opening deposit requirements than savings accounts, but rates on CDs are fixed, so they’re guaranteed through the CD term. With savings accounts, rates are variable

Here’s an overview of TD Bank’s rates for its TD Choice CDs. Rates are accurate as of January 5, 2024. CD Term. APY. Minimum Deposit. 3 Months. 1.00%. $250. 6 Months.

我想请教一下楼主的问题解决了吗。我也要差不多的问题 我的featured CD昨天到期，但是还是没有出账户，手机银行等进去还是点不动。我发邮件问方式给我办理的人，他说我自动renew了，要我自己去美国分行取消。 The best CD rates remain above 5% annual percentage yields, particularly for six-month through 18-month terms. The best CD rates for terms of three years or longer tend to be between 4% and 5% APY.
A CD ladder is a plan in which you split your total deposit into multiple CDs that each have different maturity dates. Instead of putting $10,000 into a 1-year CD, for example, you could divide
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    • featured cd vs fixed cd